Guard yourself against Identity Theft Frauds

Scammers are making the best use of the fact that nowadays people are largely dependent on the Internet for various things. For example, people are spending a lot of their time online buying products, chatting with family and friends, browsing information, playing games, and networking through social media websites. In the process, a lot of information is shared online, and if due precautions are not taken, the risk of identity theft increases. In the past few years, the number of masterplans complaints against online identity thefts has increased substantially and therefore you should not take this matter casually. 

You can reduce your chances of falling prey to masterplans of .com scammers simply by taking adequate precautions and staying informed. Identity theft occurs when somebody uses your personal information to open new accounts like securing a credit card or getting a personal loan. In such cases, usually the victim does not realize that they have been scammed until they start getting calls from the creditors regarding payments. Careful analysis of masterplans complaints reveal that in most of such cases, the victim has been casual with their personal information and they have not exercised the much-needed precautions to stay protected. 

So, what can you do to protect yourself from identity thefts? First and foremost thing is that you should never share your personal information with just anybody online. This does not mean that you stop creating accounts with trusted websites or you refrain from buying online; it means you become extra cautious while divulging your personal details and check the credentials of online sources before dealing with them. 

"Image courtesy of [Stuart Milles] / FreeDigitalPhotos.net"

Using strong passwords and keeping them safe is another important precaution that you must exercise to stay protected. Do not use the same password for multiple accounts; if any one website has weak security, your password could be easily hacked and all your accounts would become vulnerable. It is best to use alphanumeric passwords with special characters as they are hard to crack. Moreover, never save your passwords in files on your computer or write it on a paper. What if your system gets hacked or you lose the paper. If you get a pop-up screen asking if you want to save your password, never say "yes," else the password will be saved in your system files and hackers can access it and use your identity.

The most common method used by scammers for stealing personal information is phishing. In this kind of scam, the scammer takes you to a fake website that is used for capturing sensitive information. For instance, you receive an e-mail that appears to have been sent by your bank. The sender asks you to update your personal information by clicking on the link. Once you click on the link, you are taken to a fake website that looks exactly like your bank’s website. All the data you feed there is used by the scammer to misuse your identity.

There are numerous masterplans employed by scamsters to fool the Internet users. The rising masterplans complaints make it clear that scamsters are becoming smarter and innovative day by day. You can guard yourself by exercising necessary precautions given above. Moreover, you should pay close attention to your credit card and bank account statements to check for any discrepancy.

Article Source: 

http://www.articlebiz.com/article/1051554179-1-guard-yourself-against-identity-theft-frauds/

Other Articles in Richnet

• Raise your hand: 3 questions every investor should ask
• 12 things about Dangote’s Wealth
• For richer or poorer: Don't let newlywed bliss turn into financial nightmare
• Being your own boss: getting your freelance or small business off the ground
• Brain Tracy
• Keeping Your Bank Account Safe on the Internet
• Job searching skills to help boost confidence
• HOW TO MAKE MONEY-Part One
• Advantages and Disadvantages of 3G Cellular Phones
• Two great treasures in life are health and wealth, so save it

Tips on Addressing a Business Letter

ArticleCity.com Videos

The Effective Website For Your Business - 3 Important Strategies

By: Felton Wildberger

Anyone that aspires to do well on the Internet needs to have a website that is well designed and performs for them everyday. It is not possible to have an online business with a website that does not convert. It is a mistake that will lead you to failure. Finding out what is wrong with your website is essential, and instant feedback can help you accomplish this. More than likely you will have a high bounce rate (people leaving within seconds) if your site is poorly designed.

You will notice that your conversions for your offers that you send via e-mail will also be dismal. You can turn everything around if you believe, and work hard - anything is possible!

Many times, when your website visitors arrive, you will want them to do many things. Also, there is the idea of the most desired action, MDA, you want your visitors to do. Becoming more familiar with a call to action statement is how you can change this for the better. It is important that you make everything as easy to understand as possible. There really are no rules. This is not the time to be wimpy about it, either. It is important to tell people exactly what they need to do once they arrive. Don't worry about your writing abilities - as long as you convey a simple message, people will follow what you are asking them to do. 

Tie up all the easy and simple loose ends on your site so you do not lose visitors for not very good reasons. For instance, make sure visitors are able to find your contact information easily if they have questions. Depending on what you're selling, you may also want to include your terms of service, or even a privacy policy if you expect people to leave information on your site. People are also naturally curious about who the person behind the website really is. Let them know exactly who you are on a separate 'About Us' page because you know people really will want to know. These are very basic things anyone can do, but they will have a positive effect on increasing trust for your business.

The more invigorating your content is, the more likely it will be that your readers will come back to read what else you have to say. Perhaps there are other ways that you could share content with your visitors, something that does not have to be read at all? You might want to create some videos. People like to watch those! You can use a variety of options in your testing, such as adding video with your text. Your readers will be the best judge of what you have done, and you can modify based upon their reactions. People can produce podcasts, which many like to download and listen to at their leisure. And if you have a newsletter, you can fill it with old newsletters and podcasts for them to download. 

If you are able to create a plan of action, and execute it the right way, you will have a successful web business on your hands. Two separate things are usually required - the knowledge of what you need to do, and the ability to implement what you know. After you read about something, then you have to get the experience by actually doing it. To succeed online, just follow this path, and you should reap the rewards of your efforts.

To learn much more, why not pay a visit to SFM review. The Six Figure Mentors will teach you how to make money on the internet by creating a real, reputable home based business so that you may crank out money on autopilot.

Article Source: http://www.ArticleBiz.com

Network-Marketing: How to Create an Asset

Author: Gabe DeFalcis
           Two men standing on the street corner are approached by a business man. The business man presents them with this question; 'Would you rather be given a hundred million dollars today or a penny that will double once a month for the next 48 months?' The first man chooses the penny, the second man says 'You\'re an idiot' and chooses the hundred million dollars. The businessman smiles and hands the first man a penny and writes the second man a check, then departs.  48 months later the business man asks both men to join him on cruise. As the men meet at the boat the man that chose the immediate return, the money, asks the man that chose the penny how much he\'s earned. The man smiles and responds and says '$2,814,749,767,106.55'. The first man freaks out and says 'That\'s impossible!' By now the business man has joined the duo and says 'That\'s the difference between an asset and an immediate return. The asset might not have the largest immediate payout but over the long term, if your patient, it will continue to grow and have a larger pay out and a longer pay out period in the end.'
            This is a mentality many new business owners, especially network marketers, fail to grasp. Many business owners treat their business like a sprint instead of the marathon which it is.
FLAWS OF A FAST MOVING SYSTEM
            While it is initially appealing to have a fast moving system due to the fast return of your initial investment, it can lead to total collapse of your system without the right maintenance.  The flaw of a system starting out with fast growth, as opposed to slow and gradually increasing growth, is that the large number of new people into the system will lack training. With network marketing training is everything! A new member should be able to fully understand the company and products or services. In a fast moving system training is often neglected due to the rapid enrolment rate.  This produces a large system of people that do not understand how the company works or the product or service being provided. In turn this creates a high drop-out rate or low retention rate. In order to create an asset a company must continually be growing and producing income. If people are leaving the system, the income and growth will halt.

Image courtesy of [Start Milles] / FreeDigitalPhotos.net

HOW TO CREATE A NETWORK-MARKETING ASSET
            The first step in turning your network-marketing companying into an asset is education.  As soon as a new member is added to your system, they should undergo a training period.  This will ensure that all members have a thorough knowledge of how the company works and of the product or service.  A well-educated team is will produce better and stronger leads, thus producing a stronger system of members.  A system of thirty people spreading correct information and recruiting with accurate information teamed with proven strategies will produce consistent growth and higher retention rates. This will, in turn, turn your company into an asset. It is much more effective to have thirty people working towards the same goal instead of one person single handedly trying to build a business on their own. This is for two reasons.  The first of which is that word of your products or services or opportunity will spread faster and faster as more people join the system. Second, the information being spread about your company will be more factual and in depth, giving your product, service, or opportunity the appearance of legitimacy it deserves and warrants.
LONG-TERM BENEFITS OF TURNING YOUR NETWORK-MARKETING COMPANY INTO AN ASSET
            As your company expands and grows with knowledgeable people, the less ground work you will have to do.  This is because those thirty well educated people will be doing the same thing as you and creating their own team of well-educated partners doing the same thing as you. Through the law of duplication if each of those people only find a train one person per month your business will double monthly. Using the example of thirty people, the law of duplication, and a little simple math at the end of a year from those initial thirty people your business will be at 122,880 well-educated people.  That is creating an asset; the company is experiencing consistent exponential growth and not going through periods of recession. There will be period of slower growth but not recession, this is because if one person falls off the rest of the company will grow cancelling out the weak point in the system.
Article Source: http://www.articlesbase.com/networking-articles/network-marketing-how-to-create-an-asset-6826750.html
About the Author
Justin is a member of the Mavericks, a collective group of professional network marketers and success coaches for those interested in the business. He also has a passion for health and wellness and has built a successful business around products aimed at such. To find out more about Justin and his business check out his website.

Other Articles in Richnet

• Raise your hand: 3 questions every investor should ask
• 12 things about Dangote’s Wealth
• For richer or poorer: Don't let newlywed bliss turn into financial nightmare
• Being your own boss: getting your freelance or small business off the ground
• Brain Tracy
• Keeping Your Bank Account Safe on the Internet
• Job searching skills to help boost confidence
• HOW TO MAKE MONEY-Part One
• Make money through

Online Stock Broker - How To Find The Best Online Stock Broker

Image courtesy of [Stuart Milles] / FreeDigitalPhotos.net"

Author: Mika Hamilton
Online brokers have an important role to play when you open an online trading account. Each broker can offer different services and features. You must research all the online brokers to find the best broker to meet your needs. I have listed a large number of online brokers and placed their information for you to read in one easy-to-read webpage. This is a free, 'no-cost to you' service for our valued readers and can be found on this link: Best Online Stock Brokers

What to look for in an online broker.

Brokerage rates – this is the rate at which you are charged for buying or selling through your online account. These rates are usually charged based on a sliding scale. The more units you purchase in a single transaction, the less the 'cost per unit' you will pay. The exact sliding scale can vary and may sometimes be negotiable for larger purchases. Compare each broker and read the fine print within contracts. Pick the one that best meets your buying and selling style.

Account fees – Look for hidden fees in account contracts within the terms and conditions. I know of one broker who requires an extra $10 to transfer money out of an account 'quickly' as against withdrawing money normally. Hardly a fair fee, I’d say. All fees should be listed in the terms and conditions listed in opening an account.

Phone access – Online services can go down during hours of service. Interruptions to broadband services, power outages and computer problems can stop you from accessing information you need at critical points. This is why you must have phone access to your online broker. Do not even consider using an online broker if they do not provide phone access.

Access to your money – I prefer having instant access to my money even though it is held in a cash account by the broker. Most brokers will have a cash account facility that is linked to your trading account. My account is linked to a MasterCard account, which means I can access that money anytime through any ATM or make purchases as I would normally using a MasterCard. Don’t be misled into thinking you must only have a separate cash holding account with the online broker. There are lots of options open to you as a client and good online brokers will provide several options for your cash holding account.

Extra benefits – seek out those brokers that give you extra incentives to open an account with them. Some offer a limited free brokerage period. Others will offer free reports on the markets you are interested in. These bonus offers can help you getting you account established and setup a profitable trading account. For more information on finding the best online stock broker feel free to visit our website.
Article Source: http://www.articlesbase.com/investing-articles/online-stock-broker-how-to-find-the-best-online-stock-broker-482343.html
About the Author
Mika Hamilton runs a website offering free investment tips and strategies for people looking to get started in the investment world. visit http://www.yourbrokerguide.com for more tips and articles like this.

Other Articles in Richnet

• Raise your hand: 3 questions every investor should ask
• 12 things about Dangote’s Wealth
• For richer or poorer: Don't let newlywed bliss turn into financial nightmare
• Being your own boss: getting your freelance or small business off the ground
• Brain Tracy
• Keeping Your Bank Account Safe on the Internet
• Job searching skills to help boost confidence
• HOW TO MAKE MONEY-Part One
• Make money through

9 Rules of Cash Flow

By Keith Mabe

There is an old saying: "When you're out of cash, you're out of business." However cash flow can be one of

the most difficult challenges when running a small business. Knowing some basic rules of cash flow can help to free you from money worries. These ten basic rules will help you take control of your cash so you can enable your business to succeed.

Cash Is King. It's important to recognize that cash is what keeps your business alive. Manage it with great care, because it is the lifeblood of your business.

Never Run Out of Cash. Make a commitment to do what it takes to maintain cash flow. If you don't, you're out of business.

Know Your Cash Balance. Do you know what your cash balance is right now? You should. It's absolutely critical that you always know your exact cash balance. Failure is inevitable if you are making business decisions based on incomplete or inaccurate information.

Daily on a Daily Basis. In other words, do today's work today. The key to knowing your cash balance is to have up-to-date information in your accounting system. Having the numbers you need, when you need them is critical.

Invoice Immediately. You can't have cash in the bank until you collect it. If there is a delay in sending out your invoices, there will be an equal delay in receiving cash. Invoice daily if you can.

Never Manage From your Bank Account Balance. Your bank balance is never a true measure of your cash. The cash in your bank account and your real cash balance are two different things. Don't make the mistake of confusing them. Attempting to mange cash flow from your bank account is a prescription for failure.

Forecast Your Cash Flow. What is your cash balance going to be like in six months? Knowing this can tell you if you are managing your business or if your business is managing you. Predicting your cash balance into the future will give you critical information you need to successfully manage your cash flow today. Be proactive in your approach to cash management.

Cash Flow Issues Don't Just Happen. It is amazing how many small businesses fail because the owner didn't recognize that they had a cash flow problem in time to do something about it. Just like any other problem, there are always signs well before cash flow issues appear. Reviewing your cash flow forecast on a regular basis will help you to prepare well in advance of having a real cash problem.

Get Expert Advice. Not all business owners are comfortable with calculating projections or conducting a trend analysis. Many times they just don't have the time. Bookkeepers, although capable, may not provide the insightful knowledge that a seasoned professional may. Wrong information can lead to wrong decisions. Have an expert (a CPA, or Financial Analyst) review your accounts to help you make the best decisions you can make for your business. It is well worth the investment.

Taking a focused and pragmatic approach to managing your cash will allow you to ultimately focus on what you want most... growing your business. That's a recipe for success.

About the Author:

Keith Mabe is Director of Operations for Charter Capital, recognized as one of the hardest working independent providers of invoice factoring for small to mid-sized businesses. Chaterc Capital offers a complete line of factoring and related financial services. Headquartered in Houston, Texas, Charter Capital provides accounts receivable financing and asset-based lending for major industries including freight and transportation, consulting firms, service providers, staffing firms, distributors and manufacturers, medical service providers. Find out more at http://www.CharterCapitalUSA.com

Article Source: http://EzineArticles.com/?expert=Keith_Mabe

Article Source: http://EzineArticles.com/8104021

Other Articles in Richnet

• Raise your hand: 3 questions every investor should ask
• 12 things about Dangote’s Wealth
• For richer or poorer: Don't let newlywed bliss turn into financial nightmare
• Being your own boss: getting your freelance or small business off the ground
• Brain Tracy
• Keeping Your Bank Account Safe on the Internet
• Job searching skills to help boost confidence
• HOW TO MAKE MONEY-Part One
• Make money through work from home online jobs

Make money through work from home online jobs

Author: Lisa Klain
Many of us enjoy our leisure time through internet chatting and discussing mundane issues over social networks such as twitter and Facebook. Some of us prefer to make better use of their time by earning real money through real online work from home online jobs.
It is not very difficult to search for legitimate and lucrative home online jobs. I got my dream work while searching through internet about the available opportunities to earn a living while working online. People prefer the work pattern of home jobs. Online jobs offer them full freedom to manage their work schedule and to complete the work within deadline without being coerced for doing so.
Work from home online jobs are obviously more eco-friendly than the office going jobs because you will not have to waste your time and money while driving your car to reach the office within the working hours. Since such home job doesn\'t make it essential for one to go anywhere outside, such kind of jobs are best suited for disabled person who are willing to earn respectable money while working from home.
Some of the very common types of online home jobs are writing as a freelancer, marketing for various online products, data entry jobs, blog writing, news writing, web designing, engineering designing, medical article writing, academic writing and many more. You may also start your online business with ease without needing to invest any big amount of money for starting the internet based business.
While it is easy to find online home jobs that will offer you an opportunity to work few hours a day and to earn legitimate money as a reward for your work, you will need to remain alert so that you may not fall prey to some dubious online job program. There are many respectable and honest employers who are looking forward to take help from freelance workers. There are many websites that facilitates a proper interaction between the job seekers and employers. These websites take a charge for maintaining the work logs and ensures that you will attain the right and promised amount after completing the proposed online home job.
You can attain more information about how to earn a lucrative online work from home job opportunity at the website http://tiny.cc/4rm54 ; the website will let you know the ways to earn good money even if you have no experience for work from home online jobs.
Article Source: http://www.articlesbase.com/home-business-articles/make-money-through-work-from-home-online-jobs-3811765.html
About the Author

More Articles in RICHnet

•   Major challenges for a Business Start-up
• Certifications: the new key to employment
• How to Maximize Flexibility
• Raise your hand: 3 questions every investor should ask
• 12 things about Dangote’s Wealth

• For richer or poorer: Don't let newlywed bliss turn into financial nightmare
• Being your own boss: getting your freelance or small business off the ground
• Brain Tracy
• Keeping Your Bank Account Safe on the Internet
• Job searching skills to help boost confidence

HOW TO MAKE MONEY-Part One

“I believe it is my duty to make money and still more, more and to usethe money I make for the good of my fellow man according to thedictates of my conscience”

                                                                                     JOHN D. ROCKEFELLER

                                                                                     (1839-1937)

Money is an essential tool in our present world not necessarily in large amount but, in an amount that is adequate to allow us live a life that is comfortable and worthy in our present life and always while we are on earth. However to maximize the benefit the money have to be in significant quantity to acquire comfort of life. It is one singular thing every Tom, Dick and Harry would want to achieve. Even if they want to die because they lack it, they would still need the money. At least, someone would have to pay for the coffin.

Making money is both an art and science. It is teachable but most schools don’t teach it. Maybe, that is why many go through it brilliantly and never become rich; while many don’t go to Formal school but picks money making skills on the street and end up being rich.           

The process of making money in whatever magnitude is as stated in the diagram below.The rich men of ancient times used it and the 21^st

Century man is still using it. These include: individuals  from King Solomon, Cleopatra, William de Warenne (1^st Earl of Surrey), John D. Rockfeller, Sam Watson, Bill Gate, Warren Buffet, Lakshimi Mittal to Aliko Dangote etc.                                                              
           

                                                                 Article ©Richnet 2013

Other Articles in Richnet

• Raise your hand: 3 questions every investor should ask
• 12 things about Dangote’s Wealth
• For richer or poorer: Don't let newlywed bliss turn into financial nightmare
• Being your own boss: getting your freelance or small business off the ground
• Brain Tracy
• Keeping Your Bank Account Safe on the Internet
• Job searching skills to help boost confidence

4 ageless sayings about money

"A penny saved is a penny earned."   

Benjamin Franklin

"Image courtesy of [Stuart Miles] / FreeDigitalPhotos.net".

     "If you would be wealthy, think of saving as well as getting."

       Ben Franklin

    "Money will come when you are doing the right thing." 

     Mike Phillips

    I'd like to live like a poor man - only with lots of money.
    Pablo Picasso - 

"Image courtesy of [anankkml

] / FreeDigitalPhotos.net".

Click to read any of these-
 Major challenges for a Business Start-up
Certifications: the new key to employment
How to Maximize Flexibility
12 things about Dangote’s Wealth

The Importance of Teamwork

Author: Patricia Woloch
Whether in the workplace or on the football field, or even amongst members of a community, effective teamwork can produce incredible results. However, working successfully as a team is not as easy as it may seem. Effective teamwork certainly does not just happen automatically; it takes a great deal of hard work and compromise. There are a number of factors that must be in place to cohere together as a team and work seamlessly.

By Easa Shamih (Flickr: Team Work) [CC-BY-2.0 (http://creativecommons.org
/licenses/by/2.0)], via Wikimedia Commons

• Good leadership: Effective leadership is one of the most important components of good teamwork. The team\'s leader should possess the skills to create and maintain a positive working environment and motivate and inspire the team members to take a positive approach to work and be highly committed. An effective team leader will promote a high level of morale and make them feel supported and valued.
• Clear communication: Communication is a vital factor of all interpersonal interaction and especially that of a team. Team members must be able to articulate their feelings, express plans and goals, share ideas and see each other\'s viewpoints.
• Establishing roles: It is absolutely necessary for team members to understand what their role on the team is, what he/she is responsible for. The team leader can enable this by defining the purpose in a clear-cut manner in the beginning of the formation of the team.
• Conflict Resolution: Conflicts will arise no matter how well a team functions together. The best way to counter conflict is to have structured methods of conflict resolution. Team members should be able to voice their concerns without fear of offending others. Instead of avoiding conflict issues, a hands-on approach that resolves them quickly is much better. It is often advised that the team leader sit with the conflicting parties and help work out their differences without taking sides and trying to remain objective if possible.
• Set a good example: The team leader must set a good example for good teamwork to come about. In order to keep team members positive and committed and motivated, the team leader herself/himself needs to exhibit these qualities. The team looks to the leader for support and guidance so any negativity on the leader\'s part can be disastrous.

Regardless of what type of sales you are in, you may one day be asked to be part of a team sales effort, and knowing how to effectively work on and with a team is going to be crucial to your success and that of your team.

Article Source: http://www.articlesbase.com/team-building-articles/the-importance-of-teamwork-381813.html
About the Author
To learn more about effective sales leadership techniques please visit the website of Sales Leadership, Incorporated today.

Click to read any of these
Certifications: the new key to employment
How to Maximize Flexibility
12 things about Dangote’s Wealth

How to Maximize Flexibility

(NewsUSA) - For small businesses, it's a thin line between success and failure. Flexibility is key. This ability to respond swiftly often gives small businesses a desirable advantage over their much-larger competitors because they can adapt to take advantage of growing opportunities and changes in their particular industries. "The reality is, owners must constantly look to evolve," says Steven Rogers, professor of entrepreneurship at Northwestern University's Kellogg School of Management. "The business they're in today may not be the business they're in tomorrow." Looking ahead and adapting also includes costs and competition. So, how can small businesses stay nimble in the face of these challenges? Here are three can-do items to add to your small-business flexibility list: 1. Look for a niche. Small businesses often can spot and react more quickly to market trends. If you don't already have something in mind, the U.S. Small Business Administration suggests conducting a market survey with current and/or potential customers to uncover untapped needs. Look for areas that are being ignored by your competitors. Maybe it's a certain feature in a product or a tool aimed at a small but passionate audience. 2. Find technology that fits multiple needs. Larger businesses may have receptionists, IT departments and contractors, but for small businesses, implementing technology that has a big-business look and functionality without the cost is a must. For instance, changing the phone system to an easy-to-use AT&T Syn248 Deskset and Gateway system (smbtelephones.att.com/syn248) can trim expenses because it's designed for start-ups and small-sized businesses. It involves a quick and simple set-up and is compatible with existing networks. The system is also convenient to manage and has all the functionality busy offices need, such as built-in voicemail, contact storage, do-not-disturb, paging, conferencing and call forwarding. Expandability is a cinch for growing small businesses -- just add phones as needed. 3. Cultivate communication within. You can often find the best strategies by asking around the office. Talk to your employees daily about their ideas for growth and hopes for the future. Keeping that channel of communication alive will help you identify inefficiencies and new opportunities. This way, you're not only finding ways to increase production and profitability, you're also making your employees feel more invested in your small business. More articles in Richnet. Think mobile: marketing tips for local businesses   Dangote: Now Forbes African Most Powerful man Certifications: the new key to employment Sayings about Money

Think mobile: marketing tips for local businesses

(BPT) - No doubt about it, mobile technology is transforming the way consumers live and businesses operate. Today nearly 5 billion people use mobile phones around the world, with 1 billion of those phones being smartphones. According to research conducted by venture capital firm Kleiner Perkins Caufield Byers, Americans check their smartphones more than 150 times a day.

Thanks to mobile technology, businesses of all sizes and industries - from y our local brick and mortar shop to your favorite online retail site - have the opportunity to easily reach people on the go.

Take Accents Style for example. This clothing boutique in Arlington, Texas, creatively reaches mobile customers by hanging incentives in the dressing rooms, including a 10 percent discount on a purchase when customers "check-in," and a free pair of gold or silver hoop earrings when they "like" Accents Style's Facebook page. Lucy Huang, owner of the business, says that her mobile efforts are paying off.

"Our posts get great responses. The check-ins via mobile are big incentives for our customers to come into our boutique," she says.

Mobile is a vital channel for you to reach your customers and will only continue to grow. While mobile is a great vehicle for businesses to market to their customers, many business owners don't know where to start or think it's too complicated to do well. Below are answers to some of the most-asked questions from local businesses on how to more effectively reach the right audiences on the go.

                   {Read: Major challenges for a Business Start-up}


1. As a business owner, how do I market on mobile without using a ton of resources? I'm just one person and don't have the time.

A business' social presence is a free and easy way to connect with potential customers on mobile. That's because what you do on your page instantly translates to mobile - and your customers are already there, waiting to hear from you. Of the 1.15 billion people on Facebook, more than 70 percent access the site from their mobile phone.

Furthermore, people on the go are actively looking for businesses in their area: according to a recent Google study, 95 percent of smartphone users search for local information and 59 percent of smartphone users visited in-person after searching for local information. To effectively reach the right customer at the right time, you can tap in to the mobile ad targeting features available across many social platforms. For example, you can target people broadly or narrow down to specifics such as gender and interests. BarkBox, a company that delivers a monthly box of dog goodies (treats, products, toys, etc.) to dog owners, targeted friends of their fans on Facebook who were females and had an interest in dogs. After seeing success, BarkBox deepened their targeting by adding in geographic areas and age ranges and saw even greater results.

           {Read: How to Handle Risk in Market Place?}

2. What are the best ways to create mobile ads?

Given people on their phones usually have limited time and attention spans, it's important to create compelling and concise content including photos and short videos. For example, North Carolina-based barbecue company Bone Suckin' Sauce promoted its Facebook photo post on mobile with the hook: "Which is better on the grill? Fish, chicken, vegetables, or steaks?" - to encourage conversation among fans. The company saw an 83 percent increase in online store sales as a result of promoting posts like these.

3. How can I manage my mobile marketing when I'm on the go, too?

Tools like Facebook's Pages Manager app or Hoot Suite's Social Media Manager app allow you to manage your pages on the go, whether you post photos, respond to customers via comments, or create ad campaigns.

You need to think mobile to grow your business

Just looking at the growing number of times per day people access the Web on their phones, it's no secret that mobile marketing needs to become an integral part of your consumer marketing strategy. So don't wait any longer: Think mobile and you'll be able to reach new customers and keep current customers returning.

Source: Brandcontent

More Articles in Richnet;

• 12 things about Dangote’s Wealth
• Billionaire Investors Warren Buffett, John Paulson, And George Soros Quietly Dump U.S. Stocks. Why?
• Dangote: Now Forbes African Most Powerful man

Dangote: Now Forbes African Most Powerful man

Alhaji Aliko Dangote have emerge 64th position and 1st in Africa in the recently released 2013 Forbes World Most powerful list. The same list did not feature the Nigeria President-Dr Goodluck Jonathan.
President Vladimir Putin of Russia displaced President Obama of USA from number one position.Forbes list is published annually by publisher of Forbes magazine.

Aliko Dangote
By World Economic Forum [CC-BY-SA-2.0 (http://creativecommons.org/licenses/by-sa/2.0)], via Wikimedia Commons

The top ten on the list are:

1)Vladimir Putin, Russian President

2) Barack Obama, US President

3) Xi Jinping, Chinese President

4) Pope Francis, Roman Catholic Church

5) Angela Merkel, German Chancellor

6) Bill Gates, co-chair, Bill & Melinda Gates Foundation

7) Ben Bernanke, Federal Reserve chairman

8) Abdullah bin Abdul Aziz Al Saud

9) Mario Draghi, European Central Bank president

10) Michael Duke, Wal-Mart CEO

Related articles:

12 things about Dangote’s Wealth

More Articles related : to wealth and financial education

Why Go for Project Management Courses

By Websystems Inc. (http://www.aceproject.com/gantt-charts/) [CC-BY-SA-3.0 (http://creativecommons.org/licenses/by-sa/3.0)], via Wikimedia Commons

Author: jonellelantier
Withstanding the prevailing competition in today\'s market is not an easy task. You must be prepared to introduce alterations in your work model, to ensure the stipulated work gets done within the given timeframe. You must also ensure that you do not compromise with your quality of work, while trying to deliver on time.

The different phases of project management vary from planning, execution to monitoring effectively. To make the task of project management easier and reduce the risk factors involved, there have emerged plenty of online courses and training classes. The project management courses benefit employees as well as the employers. Here we shall explore the benefits of going for a project management course:

Benefits to the Employees:

When it comes to the individuals, there are many viding for your position. It thus becomes highly essential to imbibe yourself with an impressive demeanor. It is in these cases that such courses play important role:

Enhancement of Skills:

Skill augmentation is one of the most important skills that you can learn from project management courses. You receive training on different departments, such as project budgeting, business analysis, project scheduling, and communication skills that have a direct impact on your profile as well as on your organization.

Leadership Skills:

Project management courses make you self dependant and introduces plenty of behavioral changes such as decisiveness and leadership qualities. You gain self confidence and delegate responsibilities to others.

Better Growth Prospects:

A trained professional has better understanding of the present market trends that ensure a smooth workflow. This enhances chances of an individual to get better job prospects and may be a salary hike as well.

Changes in Behavioral Patterns:

You can experience significant changes in your behavior as well, when you undergo the project management courses. You start meeting people from different backgrounds that offers you a chance to experience new views and opinions.

Benefit for the Business:

Many organizations are hiring professionals who can function even when the market is in a volatile condition. Project management courses ensure you deliver the best result, when particularly compared with the untrained professionals. Below are stated some of the ways project management courses benefit an organization:

Professional Environment:

An organizations\' premise gets positive energy that lay foundation for competitive, healthy as well as a cooperative work environment. Projects management course ensure dedicated workforce with commitment to better delivery of results.

 Professional Image:

Well-versed employees in an organization offer a professional image to the organization. This improves good will of the company in this competitive market scenario.

The skilled professionals become assets of the organization, which in turn benefits the company in different ways.

As you can see project management courses benefit the employee as well as the employers in different ways. So, when you are planning to enroll yourself in an online course, make sure to make an informed decision so that you don\'t repent later.
Article Source: http://www.articlesbase.com/management-articles/why-go-for-project-management-courses-6803630.html
About the Author
WatermarkLearning.com cover the most relevant topics in project management courses to help keep pace with the changing market trends. To know about the responsibilities of a project manager, you may also visit Wiki.answers.

Major challenges for a Business Start-up

Author: Entrepreneur India
Starting a business idea and running it effectively can be complex task. There are many challenges for a business start-up to face.Before we go ahead and give you some exact business startup ideas you require knowing what you desire to realize in life because you want your business to provide this reason each and every day you work on it.
Start
Most start-ups failed because they don\'t have any idea about the major challenges that come over on their way during initial days. Some of them learned from their mistakes and tried again and again. There are hundreds of pain points to face for business start-ups in initial stage. Here we outlined the few of them that may help you to avoid failure.
Lack of market knowledge
Being a business start-up, understanding the biz idea and identifying the market opportunities are difficult tasks to do. Identify your target market otherwise you will lose hold on your customers easily.
Fund generation and allocation
Generate enough funds for your business functioning without going over budget is a stressful and challenging job for any business start-up. However, the requirement of funds differs at different stages of business.
Getting right talent and retaining them
This one is the next big challenge to face for a business start-up. Take decision on the recruitment of right talent to work with you is very critical. If you succeed in finding good quality people with positive attitude, retaining them is also difficult.
A strong business concept
Finding the right business idea is not an easy task. A strong business needs new idea and creativity to flourish in the industry so that one should be open for accepting and using the new ideas correctly and have the ability to see opportunities in difficulties.
How to make sale?
This is something that every business needs and only the founder can find the right strategy of making the sale in flow. Once you decide on the strategy, you need to work upon the target customers, pricing, market trends and positioning of your products.
Finding the right location for business
This may or may not be a challenge for many entrepreneurs. But to get the right location at right prices is another difficult task for start-ups.
Apply wrong technology
Most of the time, business start-ups don\'t want to spend high amount on technical assistance and as a result it give negative impression on customers and other market leaders mind.
Lack of long-term business vision, how to scale it, and how to decide on the product features f are other major challenges to face a business start-up.
Article Source: http://www.articlesbase.com/business-opportunities-articles/major-challenges-for-a-business-start-up-6802331.html
About the Author
This Article is written on behalf of entrepreneur india; provides top business opportunity, low business opportunity investment ideas, best business ideas, entrepreneurship ideas. Please feel free to visit; if you need small business opportunity in india

Tip-bit about origin of Money

Word "money" is believed to originate from a temple of Hera, located on Capitoline, one of Rome's seven hills.   Hera was often associated with money in the ancient world.

Many other items have been used as money; paper money is a latter invention- 600 AD in China during Song dynasty           

•                  3000 BC shell cowry came into use

Cowry
Source: By Bin im Garten (Own work (own picture)) [CC-BY-SA-3.0
(http://creativecommons.org/licenses/by-sa/3.0)], via Wikimedia Common

•     Gold and silver coins came into use in about 300BC.
•      In Colonial West Africa metallic bars(Iron), Brass &copper    rods and manillas were used as medium of exchange.
•      2000AD digital money gain momemtum and more and more people are moving money electronically.

Manilla